Last January, Infobae reported a case in Peru where a woman won a lawsuit for identity theft after being the victim of bank fraud. The debt, of 40,000 soles (approximately US$10,000), was approved by the financial institution with forged documents and signatures, revealing flaws in the identity verification process. . This case reflects a key challenge for banking: protecting customers with robust onboarding and authentication processes.
Digital payments and security: a priority in Latin America
Mobile and contactless payments have gained prominence in the region, with technologies like NFC and QR codes enabling fast and secure transactions. However, this progress must be accompanied by greater security measures, such as tokenization, which converts sensitive data into unique codes to prevent information theft.
In this context, Intexus is launching an innovative digital identity solution designed to optimize banking security and the user experience. This solution includes:
- 100% digital onboarding , eliminating physical processes and with less risk, thanks to the morphological validation of identity documents.
- Identity verification and biometric authentication , with facial, fingerprint and voice recognition technology.
- Advanced features , such as geolocation and behavioral biometrics, for greater accuracy in identity validation.
- Compliance with KYC and AML regulations , essential to prevent fraud and money laundering.
How does the digital identity solution work?
Regulations such as KYC and AML require verifying customer identity, monitoring transactions, and detecting suspicious activity. Facial or fingerprint biometrics offer a streamlined and secure digital onboarding process, facilitating quick access to banking services and instant payments.
Identity verification process with Intexus
With this solution, Intexus reaffirms its commitment to security and digital transformation, offering financial institutions innovative tools to face the current challenges of the sector.