La emisión instantánea de tarjetas débito o crédito es uno de los productos financieros más usados, ya que permite a los clientes obtener una tarjeta de forma rápida y cuando realmente la necesitan. Sin embargo, con la creciente amenaza de fraude y robo de identidad, es importante que las instituciones financieras escojan una solución de emisión segura de tarjetas financieras al instante que garantice realmente la protección de los datos y las transacciones. 

In addition to having a secure issuance solution, it is important to implement rigorous security measures throughout the issuance process, from the verification of the card applicant’s identity to the security features of the plastic.

Steps for the secure issuance of financial cards instantly.

Here are 5 steps to help you ensure a secure financial card issuance process at all times.

Verification of thecustomer’s identity: the first step should be the complete identity validation of the card applicant. Financial institutions may use various methods of identity verification to ensure that they are issuing a card to the right person. This may include checking the applicant’s personal information, such as name, date of birth and social security number, as well as checking background and credit history, and biometric recognition with fingerprint or face verification, which is one of the most reliable methods.

2. Protection of customer information: Customer data must be securely stored and transmitted throughout the card issuance process. This means that robust and secure encryption systems must be used, and access to customer information must be limited to authorized persons only. Learn more about data encryption solutions here.

3. Transaction monitoring: Banks can regularly monitor transactions made with issued cards instantly to detect any suspicious or fraudulent activity. This can be done through the implementation of fraud and unusual transaction behavior detection systems.

4. Use of EMV technology: EMV technology (Europay, Mastercard and Visa) is a global security standard for credit and debit cards that uses chips instead of magnetic stripes. This technology is more secure and reduces the possibility of credit and debit card fraud.

5. Customer education: Banks can also educate their customers on the security measures they should take to protect their cards, such as creating strong passwords and regularly reviewing their statements to detect any fraudulent activity.

Solution for secure issuance of instant financial cards

In addition to all the measures mentioned above, it is crucial to have a secure financial card issuance solution that incorporates the latest technologies for card creation and delivery. CaaS is the instant card issuance solution from Entrust and Intexus , which has been used by various financial services companies in the region, guaranteeing speed and security in financial card issuance.

Find out about the financial organizations that have chosen CaaS here

In conclusion, instant issuance of financial cards is a valuable practice to improve the customer experience, but the security of the process must always be ensured for it to be a truly satisfactory experience. Therefore, financial institutions must implement rigorous security measures to protect their customers against fraud and identity theft. This includes identity verification, use of advanced plastic security technology, monitoring card activity and educating customers on security best practices.

With these measures and a robust card issuance solution such as CaaS, financial institutions can ensure that instant card issuance is a secure and satisfying experience for everyone.