Payments
Secure payments that build trust
At Intexus, we protect every step of the payment process, from issuing physical or digital cards to each transaction. Our solutions combine advanced security, speed, and a seamless experience for your customers.
This way, you reduce risks, protect information, and strengthen trust in every interaction.
Payment solutions
Digital Card
Transform the way you identify people with secure, portable, and verifiable digital credentials. VeCard enables remote authentication, real-time validation, and services associated with digital identity.
CaaS – Card as a Service
Integrate and scale your physical and digital card program from a complete and scalable infrastructure. Our CaaS model includes issuance, personalization, security, and compliance, all within a single interoperable ecosystem.
3D Secure 2.0
Strengthen online payment authentication with cutting-edge technology. Our 3DS 2.0 solution improves conversion rates, reduces fraud, and meets international security standards for electronic transactions.
Centralized Issuance of Financial Cards
Manage card issuance from a centralized, secure environment with full traceability. We offer tailored solutions for banks, cooperatives, and issuers seeking efficiency, control, and scalability.
POS Terminals, PIN Pads and Transaction Equipment
We provide certified devices for accepting payments in multiple environments: physical stores, mobile devices, and self-service. All our equipment is compatible with contactless technologies and digital payments.
Professional Services
We support the implementation, integration, and evolution of your payment solutions with professional services specializing in payment methods, regulatory compliance, risk management, and digital architecture.
What we get asked most
Get your questions answered.
What is CaaS (Card as a Service) and how does it benefit my organization?
It is a model that allows banks and businesses to issue and deliver physical and digital credit or debit cards instantly at the branch or point of service, eliminating waiting times for mail delivery.
- What is the system’s emission capacity? The solutions implemented by Intexus are designed for high demand (some of its financial clients issue more than 24,000 cards monthly in a decentralized manner).
- Can cards be issued using EMV technology? Yeah. All issuance solutions support the global EMV standard (chip cards), drastically reducing cloning fraud compared to traditional magnetic stripes.
How is the customer's confidential data protected during issuance?
Intexus integrates encryption, tokenization, and hardware security (HSM) solutions from Thales and Entrust. Cardholder data is transmitted and stored in encrypted form, limiting access to strictly authorized personnel only.
- Do the solutions comply with PCI DSS regulations? Yeah. By working with franchise standards such as Visa and Mastercard, the infrastructure provided by Intexus makes it easier for financial institutions to comply with the Payment Card Industry Data Security Standards (PCI DSS).
- What is 3D Secure 2.0 (3DS) and why is it being implemented? This is the protocol offered by Intexus for digital or e-commerce payments. It authenticates the user’s identity in real time before processing the transaction, reducing fraud in online purchases.
How can a bank or fintech issue debit or credit cards without having its own production plant?
Through the Card as a Service (CaaS) model, a specialized provider manages the entire issuance cycle as a managed service: graphic and chip customization, printing, quality control, packaging, and distribution. The bank or fintech defines the product parameters, and the provider handles the operation. This eliminates the need to invest in machinery, certifications, and specialized personnel. Intexus operates this model for financial institutions in the region through its CaaS service.
How can fraud be reduced in online credit card purchases?
The main tool is 3D Secure (3DS), an authentication protocol that adds an identity verification step to online payments. The system confirms that the person making the purchase is indeed the cardholder, using OTP (one-time password via SMS or app), biometrics, or real-time risk analysis. In addition to reducing fraud, the 3DS 2.0 protocol enables frictionless transactions for low-risk purchases. Intexus implements 3D Secure solutions for card issuers in Latin America.
What is centralized card issuance and when is it advisable to adopt it?
This is the model in which a specialized entity centralizes card production for one or more financial institutions from a single certified operations center. It is advantageous when an institution has high issuance volumes, seeks to reduce costs through economies of scale, needs to guarantee high security standards (PCI-DSS) without directly operating the infrastructure, or wants to incorporate new technologies (dual-interface chip, NFC) without incurring the investment. Intexus operates a centralized financial card issuance center in Latin America.
How do I know if the POS or PinPad devices I'm using meet current security standards?
POS terminals and PIN pads must be certified under PCI-PTS (PIN Transaction Security) standards and support current encryption protocols for payment data transmission. Additionally, they must be compatible with relevant payment networks (Visa, Mastercard, local networks). Intexus provides, certifies, and supports transactional equipment that meets these standards for merchants and financial institutions.
Why choose Intexus?
More than 25 years operating secure and interoperable payment solutions
Regional infrastructure with coverage in Latin America.
Compliance with global safety standards (PCI DSS, EMV, ISO).
Expert support and ongoing assistance.
Are you ready to modernize your payment ecosystem?
Contact us for a demo or personalized advice on our solutions.
